12 Steps to Buying a Home Without an Agent

Buying a Home Without A Realtor in Just 12 Easy Steps

For Buyers

Step 1: Before You Begin

Ready to start the home-buying process? Let us help explain the process and details involved.

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Step 2: Getting Prequalified

Pre-qualification lets you know what price range to stay within, and tells your agent that you are serious about purchasing a home.

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Step 3: Buyer's Agent Or Doing It Alone

Is a real estate agent right for you? Review the breakdown of all pros and cons to using a buyer's agent versus going solo.

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Step 4: Property Tours

Streamline the showing process by knowing what to look for in each home, as well as the most efficient method of scheduling.

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Step 5: Contract & Contingencies

When putting it an offer, keep in mind the price and deposit, settlement dates, contingencies, and what can decrease the appeal of the offer.

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Step 6: Negotiations

Everything is negotiable, and the seller may respond with a counter offer that will better benefit them. Learn hoe you can best negotiate the offer.

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Step 7: Applying For A Mortgage

Congrats! The offer was accepted. The next step is submitting a mortgage application to the chosen lender, and providing any documents they may need.

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Step 8: Third Party Vendors

Lenders, title companies, inspectors, contractors, etc are all considered third parties to the contract, and are all beneficial in their own way.

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Step 9: Inspections

The inspection process is one of the most important steps. It will reveal areas of potential concerns and what needs to be addressed prior to moving in.

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Step 10: Appraisals

The appraisal is ordered by the lender to determine the value of the property, such as if the offer price is too high or below.

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Step 11: Managing The Transaction

Keeping up with the contract every step of the way is a crucial requirement, learn more and how to address if steps have not been met.

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Step 12: The Settlement Process

All contingencies have been met, title work is in, and the funds have been transferred. Now it's time to look over the settlement statement and sign all documents.

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