Maryland Mortgage Program HomeAbility is a special loan product designed to assist disabled Maryland homebuyers finance their home purchase.
PROGRAM BENEFIT
This program allows you to borrow money to buy your home.
ELIGIBILITY & LIMITATIONS
- You must earn a homeownership counseling certificate before closing on your home.
- You must not own other properties at the time of closing
- You must live in this home as your primary residence
- Your mortgage amount cannot exceed Maryland Mortgage Program limits.
- Household income cannot exceed 80% AMI.
- For purchases in Baltimore City, this program is not limited to first-time homebuyers
- Must be combined with certain Maryland Mortgage Program products.
- One of the borrowers is disabled; OR one of the borrowers is a guardian for, resides with, and is the principal caregiver for an immediate family member who is disabled (regardless of age).
PROGRAM CONTACT
Maryland Department of Housing and Community Development, Maryland Mortgage Program
Website
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