The City of Cumberland Closing Cost Grant assists homebuyers to find the necessary funds for these supplementary initial expenses poses a significant challenge for prospective homebuyers who are entering the market for the first time. To address this obstacle, Cumberland Neighborhood Housing Services collaborates with the Community Development Block Grant program, facilitated by the City of Cumberland, to offer eligible first-time homebuyers a grant aimed at alleviating the financial burden associated with closing costs when purchasing a home within the City of Cumberland. This grant serves as a valuable resource to overcome this hurdle, as it imposes no lien on the property and does not necessitate repayment.