Howard County Moderate Income Housing Unit (MIHU) Program

Summary

The Moderate Income Housing Unit (MIHU) program is a program in Howard County, Maryland that provides affordable housing opportunities to low and moderate-income families. The program requires developers who build new housing developments in Howard County to set aside a certain percentage of the units as affordable for households earning below a certain income level. The MIHU program includes both rental and homeownership opportunities and provides assistance to qualified individuals to purchase or rent affordable units. The MIHU program is administered by the Howard County Housing Commission.

Eligibility Requirements

The applicant(s) must be legal residents of the United States and intend to live in the MIHU unit as their primary residence. The applicant(s) must have a household income that falls within the program's income limits, which vary depending on the size of the household and the specific MIHU program being applied for. The MIHU unit being rented or purchased must meet the program's eligibility criteria, which include minimum and maximum rent or purchase prices, and specific locations within Howard County. The applicant(s) for the MIHU homeownership program must complete a homebuyer education course from an approved counseling agency prior to closing on the home. The applicant(s) for the MIHU homeownership program must obtain a mortgage from an approved lender and meet their credit requirements. The applicant(s) must also comply with all program requirements and guidelines, which may include periodic recertification of income and adherence to lease or homeownership agreement terms.

Contact Information

Howard County Housing Commission

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