- Energy Program
- Statewide
Summary
The Net Zero Loan Program in Maryland is a financing program that helps homeowners to install renewable energy systems and energy-efficient upgrades. It is a partnership between the Maryland Clean Energy Center and the Maryland Department of Housing and Community Development. The program provides financing up to $40,000 with a low-interest rate and a repayment term of up to 15 years. The loan is available for homeowners who live in a single-family home, townhome, or condominium and whose home is located in Maryland. The upgrades may include solar panels, geothermal systems, energy-efficient windows and doors, insulation, and air sealing, among others. The program also provides incentives for net-zero-ready homes, which are homes designed to be highly energy-efficient and produce as much renewable energy as they consume on an annual basis.
Eligibility Requirements
- The property must be new construction or deep energy retrofits of an existing home.The property must reach low energy status with HERS (Home Energy Rating System) rating of 50 or lower.
- The property must be zoned for residential use.
- The property must be constructed or rehabilitated in accordance with the applicable Local, State and Federal building codes.
- The applicant(s) must credit requirement.
- The applicant(s) income requirement.
Contact Information
Maryland Department of Housing and Community Development
7800 Harkins Road
Lanham, MD 20706
Phone: 301-429-7400