Veterans Affairs Cash-Out Refinance Loan

Summary

The VA-backed cash-out refinance loan is designed to provide eligible borrowers with an opportunity to replace their current loan with a new one under different terms. This option is particularly attractive to those who wish to extract cash from their home equity or refinance a non-VA loan into a VA-backed loan. If you find yourself in this situation, the VA-backed cash-out refinance loan may be the right choice for you.

Eligibility Requirements

  • The applicant must qualify for a VA-backed home loan Certificate of Eligibility.
  • The applicant must use a participating lender.
  • The applicant must meet all of their lender’s credit, income, and other other requirements.
  • The property will be the applicant’s primary residence.

Contact Information

U.S. Department of Veterans Affairs
Phone: 800-698-2411

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